Cybersecurity: A Big Deal
Nowadays, the average consumer does much of his or her banking business online. By utilizing a smartphone or tablet, the banking customer can access his or her bank account online by using login credentials. It is very important that the consumer safeguards his or her personal information. Here are four ways to keep your personal information safe and sound.
#4: Two-Factor Authentication
It used to be that in order to log into a personal account, such as a bank account online, all you needed was a username and password. Since there have been many instances of online theft, many banks and companies have made two-factor authentication necessary for login. But what exactly is two-factor authentication? It’s not something that only those with net worth equivocal to net worth Douglas Parker need.
This is a form of login that requires not only a username and password but also verification. This verification can be in the form of a text message or phone call to your primary cell phone number. It can also be in the form of email verification. In most cases, the two-factor authentication will send a code to your text message, phone, or email. You will then have to input this code into your login in order to successfully access your information.
Many companies that maintain users’ personal information, such as banks and vendors, will have drastic cybersecurity measures in place. Cybersecurity companies sell software that helps to prevent the theft of personal information online. You should choose to work with companies that have invested money and time in cybersecurity efforts. You should make sure that any company that holds your banking credentials, credit card credentials, or other personal information has a good track record of maintaining proper cybersecurity precautions.
#2: Keep Personal Information on Your Person
You should keep the documents that contain your personal information on your person at all times. This means that you should always have your identification card or driver’s license, as well as your social security card in your wallet or purse. The documents should be within arms reach at all times. This is so that no one can steal your wallet and so be able to steal your identity.
One of the easiest ways for thieves to steal your identity is to take your social security card. You need to make sure that your social security card is on your person at all times so that someone cannot steal your identity and take out loans under your name. This is very important and it should not be overlooked. You should also keep your driver’s license in your wallet or purse at all times so that no one can steal your identity with that document either.
#1: Keep Written Credentials on Your Person
Not everyone can remember their login credentials by heart. When it comes to logging in to your Amazon account, your banking online, or any other confidential account, you may have to write down your username and password in order to remember it. If this is the case, then you should always keep the piece of paper that contains this information on your person. This means that you can keep it in your wallet or your purse.
All it takes for a thief to log into your banking account is your username and password for your online banking. At that point, he is able to transfer all of your money into a different bank account. It’s as easy as that. This is why it’s so important for you to maintain the anonymity of your banking login credentials. You need to make sure that nobody knows your full name in combination with your social security number.
You need to make sure that if you have to write this username and password down then it is always with you and out of reach from anyone who might want to steal it. If you keep the information stored in your phone, then you need to make sure that your phone is close to you at all times, as well. Make sure that nobody knows the passcode to your phone. You should have different passcodes for all of your devices. For example, your PIN number should not be the same as the passcode for your phone.
These are just a few security ideas. We live in an age of tremendous technology and identity compromise. Think ahead and protect your information.